The poor can become rich in only seven steps
Do you think you are a poor person? If so, do you want to change your current situation and accumulate your wealth from now on? Read the following philosophy of wealth, which may enlighten you.
1、 Turn the cost of living into the first capital
A man bought 50 pairs of slippers with 100 yuan and sold them for 3 yuan at the stall. A total of 150 yuan was obtained. The other person is very poor and receives a living allowance of 100 yuan per month, all of which is used to buy rice and oil and salt. It is also 100 yuan. The former 100 yuan has been added value through operation and become capital. The latter 100 yuan has no change in value, just a living cost.
The problem of the poor is that it is difficult to turn their money from living expenses into capital, and they have no awareness of capital and experience and skills in managing capital. Therefore, the poor can only remain poor.
Wealth philosophy: Desire is the greatest driving force in life. Only those who are full of desire for wealth and enjoy the pleasure of making money in the process of investment can turn the cost of living into "the first capital", and at the same time, accumulate the experience and skills of capital awareness and capital management to achieve final success.
2、 The first few years were the most difficult
In fact, the biggest difficulty for the poor to become rich is in the first few years. There is a law of wealth in the science of financial intelligence: for those who start from scratch, if the first million yuan takes 10 years, then it may only take 5 years to go from 1 million yuan to 10 million yuan, and then from 10 million yuan to 100 million yuan, it will only take 3 years.
This law of wealth tells us: because you have rich experience and starting capital, just like the car has already run, the speed has been increased, just press the accelerator gently, and the car will fly. The first five years may be the most difficult days, and the next five years will be more and more fun and easier.
Wealth philosophy: The poor not only have no capital, but also have no awareness of capital and no experience and skills in managing capital. If the money of the poor is not capital, they can only remain poor.
3、 The wealth of the poor is only the brain
The difference in intelligence and physical strength between people is not as big as you think. One thing can be done by one person, and others can also do it. But the results are different. It is often some details that determine the quality of completion.
If an arrogant employee is not appreciated by the boss, he simply attributes the reason to not flattering, which is too one-sided. The boss doesn't like people who don't respect themselves, but more importantly, he can see your value. Similarly, if you go to apply for a business license for the first time, you will have a quarrel with the person who handles the license. You can be sure that the small shop you open will always be a small shop, and it is difficult to make it big. In this state of mind, not to mention investment, it is difficult to do well in daily financial management.
A lot of investment is a gamble after all. The bet is that the future income is greater than the current investment. Investment is a matter of great risk. Once the money is invested, it can't help itself.
The poor are a vulnerable group. They have never grasped the situation. Many times they cannot control themselves, let alone influence others. The poor people lack not only money, but also the courage of action, wisdom of thought and motivation of financial intelligence.
What is the most valuable resource for the poor? It is not a limited amount of savings, nor a strong body, but a brain. In the past, thought was always said to be a valuable spiritual wealth. In fact, in our age, thought is not only spiritual wealth, but also material and tangible wealth. An idea may hasten the birth of an industry, and may also make an unprecedented change in business activities.
Wealth philosophy: The most fundamental difference between people is not the height, short, fat and thin, but the brain with management knowledge, financial personality and capital thinking.
4、 Investment in own ability
The main idea of a great man's words is that the value of a person depends not on how much he demands from society, but on how much he contributes. In contrast, distribution according to work is not based on the amount of labor you work, but on the production of more value. As long as you are willing, the stronger your ability to work and the more value you create, the more likely you will get a high income. The essence of getting more for more work is quality rather than quantity. The most fundamental investment for the poor is to invest in their own abilities.
Wealth philosophy: When it comes to capitalists, the poor associate themselves with those who exploit the value of workers' surplus labor, and naturally have a kind of resistance in their hearts. In fact, as long as you want, you can also be a capitalist. The capital market is open to everyone, including your share of the world.
5、 Education is the largest investment
Education is only a proof of general education. What we learn in school is only some comprehensive basic knowledge. People need to learn it all their lives.
Wealth philosophy: education is the biggest investment. For many poor people, their fate is closely related to their education level. Because poverty is not a crime, but people in poverty have to bear its consequences.
6、 Don't excuse poverty with luck
Everyone has heard many stories about capital. For example, an old American woman bought 100 shares of Coca-Cola stock and became a multimillionaire after decades of pressure; A Chinese old lady, who has been developing the original stock for 10 years, has also become a super rich woman. The protagonists of the story are all old ladies, stupid and stupid, who even stooped down and picked up a golden doll.
Theoretically, both American and Chinese women's investments are successful, but for more people, it is difficult to have any promotion value. How can the two old ladies insist on holding shares? It is not rational analysis, nor firm confidence, but a lack of understanding. It is either left behind at the bottom of the box or a factor of luck. The poor attribute many things to luck. Because only luck is the best excuse to justify your poverty.
Wealth philosophy: In the era of commodity economy, everyone will have luck. It is not only shameful but also impossible to get something without work. The reason why a person is entitled to income is that he produces products for the society, and the society gives him a reward.
7、 Knowledge capital is close to capital
There is a story about a king who wanted to thank a minister, so he asked him to make a condition. The minister said, "My requirements are not high. I just need to put 1 grain of rice in the first grid, 2 grains in the second grid, 4 grains in the third grid, 8 grains in the fourth grid, and so on, until the 64 grids are finished."
When the king heard this, he laughed secretly. His request was too low, so he handled it accordingly. Before long, the chessboard could not be loaded. The sacks could not be replaced by sacks. The carts could not be replaced by carts. The granary was soon exhausted. A few meters of people are tired, but the grid is like a bottomless hole, how can it be filled... The king finally found that he was cheated, because he would become a poor man without a grain of rice. Even if the base number of a thing is very small, once it grows at a geometric multiple, the final result will be amazing.
It is difficult for the poor to develop, start and persist. Just a few grains of rice, you have lost your appetite. But the success of a thing often lies in the last step. When the base number is accumulated to a certain level, you just need to jump the grid, and you will become a Buddha immediately. Everything before this is the bedding. Without the first grain of rice, there will be no cart behind. This process is long and difficult. But there are many smart people in the world, and there are many knowledgeable people everywhere, but few people can really make a lot of money. To turn knowledge into knowledge, we must marry with capital.
Philosophy of wealth: The rich make money by capital, while the poor get rich by knowledge. Taking knowledge as the capital and fighting the world with bare hands may be the last and most brilliant dream of the modern poor. However, it is difficult for a person living at the bottom to have a commanding view and lofty bearing. What the poor people lack most is this confidence!